TRUST & BANKING

Deposit Interest Rates

As of June 22, 2017 at 9:00 AM EST

Guaranteed Investment Certificates

1 year

2.200%

2 year

2.400%

3 year

2.450%

4 year

2.500%

5 year

2.550%


Interest on GICs is calculated Annually and may be paid Annually or
Compounded Annually until Maturity

Additional Interest calculation and payment Options:
Semi-Annual Interest Payment Rates deduct 0.10%
Monthly Interest Payment Rates deduct 0.20%



Short Term Deposits

30-89 days

0.200%

90-179 days

0.200%

180-269 days

0.200%

270-364 days

0.300%

1 year cashable (after 90 days)

0.600%


Interest on Short Term Deposits is calculated Daily and paid on Maturity


Registered Retirement Savings Plan
& Registered Retirement Income Fund

1 year

2.200%

2 year

2.400%

3 year

2.450%

4 year

2.500%

5 year

2.550%


Interest on RRSPs/RRIFs is calculated Annually and
Compounded Annually until Maturity


Daily Interest Chequing/Savings Account

$0-$999.99

0.100%

$1,000-$4,999.99

0.100%

$5,000-$9,999.99

0.100%

$10,000-$24,999.99

0.100%

$25,000 and over

0.200%


Rates subject to change without notice

Further information about our Investment Services and Deposit Products
can be obtained by contacting our Financial Services Division in
Hamilton at (905) 528-8956 or Toronto at (416) 924-4680


COPYRIGHT © 2017 THE EFFORT TRUST COMPANY